Health Insurance
Hospital bills should never decide your treatment. We find covers that match your family, your city and your budget.
Family floater · Top-ups · Senior citizen · Critical illness
Bima ka matlab, bharosa
Insurance, explained the way a saathi would.
BimaSaathi is an insurance broking firm. We sit on your side of the table, compare plans across India's leading insurers, explain every clause in plain words, and stand beside you when it is time to claim.
- IRDAI registered broker
- Advice is always free
- Claim support till settlement
Health cover sortedFamily floater, ₹25 lakh
Claim settled in 9 daysMotor, own damage
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insurers compared, so you never settle for the first quote
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kinds of insurance under one roof, personal and business
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charged for advice, comparisons and claim support
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dedicated saathi assigned to every family and business
As we say at home, "saath ho toh baat ho". Things work out when someone is with you.
What we cover
Every kind of cover, one familiar face.
From your first health policy to a fleet of trucks, we arrange it all. One advisor who knows your whole picture, not seven helplines that do not.
Life & Term Insurance
A promise that your family's plans continue, whatever happens. We help you pick the right cover amount, honestly.
Term plans · Return of premium · Riders · Savings plans
Motor Insurance
Car, bike, commercial vehicle. We compare premiums and claim records, not just prices, so renewals stop being a gamble.
Private car · Two-wheeler · Commercial · Zero depreciation
Home & Property
Your home holds a lifetime of effort. Cover the structure and what is inside it against fire, theft and natural calamities.
Structure · Contents · Fire · Burglary
Travel Insurance
Lost baggage in Frankfurt or a fever in Phuket, a good travel policy keeps a trip from becoming a story you regret telling.
International · Domestic · Student · Multi-trip
Business & SME
Shops, factories, offices, teams. We protect the business you built, from stock and machinery to the people who run it.
Shop & fire · Marine · Liability · Group health
Why a broker
An agent sells for one company. We work only for you.
That single difference changes everything. As an IRDAI registered broker, BimaSaathi is not tied to any one insurer. We are free to compare the whole market and recommend what genuinely suits you, even when it earns us less.
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Advice in plain language
Room rent limits, waiting periods, sub-limits. We translate the fine print before you sign, not after you claim.
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The whole market, compared
One conversation with us is like meeting forty insurers. We shortlist two or three plans and tell you exactly why.
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With you at claim time
This is where a saathi proves their worth. We prepare the paperwork, follow up with the insurer and stay on it until settlement.
How it works
Four steps. Zero pressure.
No forms that take an evening, no calls that will not stop. Just a conversation, and a clear recommendation.
We listen first
A short chat about your family or business, what you earn, what you owe and what keeps you up at night.
We compare the market
We study plans across leading insurers, check claim settlement records and shortlist what actually fits.
You choose, fully informed
We walk you through two or three options, the fine print included, and you decide without any pushing.
We stay your saathi
Renewals, policy changes, claims. Save one number, ours, and we handle the rest of the alphabet soup.
Claims support
A policy is a piece of paper. A claim is the promise kept.
Anyone can sell you insurance. The real test comes years later, on a hard day, when you need the money. That is the day we work hardest for.
- We respond to claim intimations within one working day
- We prepare and check every document before it goes to the insurer
- We follow up till settlement and escalate when an insurer drags its feet
- We support you even on policies you did not buy through us
In the middle of a claim right now?
Do not battle the paperwork alone. Call us, tell us what happened, and let us take it from there. There is no charge for claim assistance, ever.
+91 98310 37709Monday to Saturday, 9 am to 8 pm. Emergencies do not keep hours, so neither does our claims WhatsApp line.
Kind words
Families who found their saathi
My father was hospitalised on a Sunday night. One call, and they handled the cashless approval before the morning round. I sat with Papa instead of sitting with forms.
I had been renewing the same car policy for six years out of habit. They found me better cover with a stronger claims record, and the premium actually went down.
As a small manufacturer I never understood what I was buying. They sat in my factory, walked the floor, and built a cover around how my business actually runs.
Good questions
Asked often, answered honestly
Does buying through BimaSaathi cost more than buying directly?+
No. The premium for a plan is fixed by the insurer and approved by IRDAI. It is the same whether you buy directly, online or through us. We are paid a brokerage by the insurer, so our advice, comparisons and claim support cost you nothing extra.
What exactly does an insurance broker do?+
A broker is licensed by IRDAI to represent the customer, not any single insurance company. That means we can compare plans across the market, negotiate where possible, and act on your behalf during claims. An agent, by contrast, represents one insurer and can only sell that insurer's products.
I already have policies. Can you review them?+
Gladly, and at no charge. Bring us everything you hold and we will map what is covered, what overlaps and where the gaps are. Often the answer is to keep what you have. When it is not, we will show you why, in writing.
Will you help with a claim on a policy I bought elsewhere?+
Yes. If you are stuck on a claim, call us regardless of where the policy came from. We believe that is simply what a saathi does, and many of our longest relationships began exactly this way.
Which insurance companies do you work with?+
We work with India's leading life, health and general insurers across the public and private sector. Because we are a broker and not an agent, no insurer gets preference. Our shortlists are driven by your need, the plan's features and the insurer's claim settlement record.
How do I get started?+
Call us, message us on WhatsApp, or leave your details below. The first conversation takes about twenty minutes, costs nothing, and you are under no obligation to buy anything at the end of it.
Twenty minutes with us can save you years of "I wish I had known."
Tell us a little about yourself and a real person, not a bot, will call you back within one working day.